Compare Travel Insurance Benefits with These Tips

You carefully planned your travel to ensure it fits your budget. Now the next thing you need to look into is the travel insurance you’re purchasing for your holiday trip.  Remember that travel insurance policies vary. They don’t have the same features, nor you can expect them to cost the same.

 

The more features a travel insurance incorporates, chances are the higher the premium as well. However, you don’t want to jump to the cheapest option right away just to save. You can never be sure about saving if so much of your needs are not included in your package. That said, see to it that you have an affordable yet complete protection for your holiday travel.

 

Here we talk about tips when doing a travel insurance comparison.

 

Look into policy coverage. Always check to see level of protection the policy can give you. Peace of mind is one major reason you will be purchasing a travel insurance. Hence, instances that may cause you to spend more than planned should be covered at least. This includes baggage loss, theft, cancellations, and travel delays among others. In terms of baggage loss, always ask about limitations. Not all your belongings will be insured and you need to clarify which ones will only be covered.

 

See about your travel activities. What type of activities do you participate in during travels? Do you go love to go swimming, scuba diving, rafting, or rock climbing? You don’t have to limit your activities for fear that you won’t be covered for it. Ask your insurance provider about their rules for extreme sports or any type of outdoor activities. You may be able to cover yourself only that you need to follow a rule. For example, you will only be entitled to a compensation if you are engaging in the activity with a professional guide. Never hurts to ask and compare travel insurance plans!

 

 

Inquire about customization. Do you always tend to travel light? If you never bring expensive items with you during travels and only travel occasionally, then you won’t need to buy a huge plan. There are also insurance plans geared for particular types of travelers. If you travel alone frequently, ask about individual plans. On the other hand, if you always go with a large group or with your family, don’t forget to inquire about a corresponding plan. From there, you may be able to save a lot more than purchasing an insurance plan for every member of the group.

 

Check requirements. Are you qualified to apply for insurance plans? Generally, the requirements are basic. For instance, you should be travelling to countries which the provider offers insurance coverage in. There’s also an age restriction. Also, insurance providers check to see if you are healthy. Traveling under a health condition may not render you qualified for a coverage. That said, it’s crucial to be honest while comparing your options so the customer service team can also assist you better.

 

Travel with peace of mind! If you are already arranging travel plans, do consider studying travel insurance plans as well with these tips listed above.

The Benefits and Cost of a Travel Insurance

Traveling provides new experiences and new perspectives and therefore facilitates personal and professional growth. This is perhaps the main reason for today’s fascination with travelling. Among professionals and young adults today, travelling, whether for business or leisure, has become a priority rather than simply a casual choice. Aside from the perpetual human need to discover something new, there is also the confidence in going to different places due primarily to the rising English literacy, easy access to information, on-line travelling services. It is not surprising then that visa applications and on-line booking and travel insurance sales have increased as transnational and cross-border movements have also dramatically increased in the last 5 years.

Despite the newfound confidence in English, security and technology, physical, mental, health risks are risks that still that naturally come with travelling. Change in lifestyle and environment, social and emotional stress related to moving to different climates and interacting with entirely different culture and peoples. And then too there is constant danger of natural calamities and even terrorism and other accidents such as vehicular or even miscellaneous acts like misplacing documents or losing personals to theft.

With the growing fascination to travel and the accompanying risks, travel insurances has also become modern-day necessity. Fundamentally, travel insurances protect people from unexpected health or other accident. More comprehensive travel insurance policies cover this plus other services in processing refunds or rebooking fees while other insurance packages cover only for inevitable dangers of pickpockets and other acts of criminality.

Generally, travel insurance cost depends on duration and destination. With regards to destination, most travel companies categorize your destination based on 2 geographical clusters: Asia and other global areas. The general price of travel insurance rises as the regional coverage widens. And then, the travel is categorized as short-term or long term for which there are distinct types of computations per category. Although there are insurance firms that compute daily rates, generally in Asian countries such as Singapore, the cost and value of the insurance is computed based on weeks such that for 1-week and 2-week long trips to different regions travel insurance can increase by about 50%.

Considering the cost, what can an insurance bearer get in return? Typically, a travel insurance holder gets payment in at least two instances: accident or medical incidence or any event travel of inconveniences. Travel insurance companies pay for medical bills for medical care in the untoward event of accident or illness. Most travel insurance firms also provide payments in cases of death or disability. As for inconveniences, travel insurance companies provide reimbursements in cases of flight cancellation, delay or lost or damaged baggage. Other companies also have insurance add-on that cover missed flight connections or cancelled lodging reservations. In choosing travel insurance coverage, it is important to consider cost vis-à-vis benefits. Cheaper travel insurance premiums, or “economy” or “standard” insurance packages sometimes have limited coverage while more expensive packages might include unnecessary coverage. It is best then to determine not just your travel destination but based on your travel objective and planned activities. Consulting on-line travel insurance companies is a convenient way of finding advice on your decision.

 

 

 

 

 

 

 

 

In considering what travel insurance to take, especially if transacting online without proper orientation from an insurance agent, it is first important to understand the different types most of which are deducible from their names. For instance, a single trip insurance is a short-term plan that covers a traveler for a single particular trip to and from a particular country of destination. Annual insurance policies  cover a traveler and whoever s/he has insured for a year for particular trips to a specific geographical destination year round. By comparison, individual plan  covers one person and may be purchased on behalf of that person while family and group plans cover family members. Special  group travel insurance are cover individuals travelling in group but is often limited to single-trip coverage. Most of these insurances are in Germany and Singapore and other non-visa territories.

Naturally, the nature of the person travelling must also be considered in choosing a travel insurance. Solo travelers who travel periodically would be wise to choose sol-single trip plans which is cheaper than annual cover packages. Family plans are obviously the best choice for those travelling with family on a regular basis while regular travelers are best suited for annual coverage plans.

Finally, comparing and choosing the travel insurance plan to avail must be contingent on the destination and type of travel activity. Countries with high crime rates, those with current travel notices from local foreign affairs offices are high-risk areas and it is better to have an extensive travel insurance coverage. If, travelling during stormy seasons or in bad weather, it helps to have a policy that could cover re-booking fees. Those planning on heavy recreational outdoor activities must secure more comprehensive coverages compared to those travelling for a quick business trip.  Even travel gadgets and valuables must be factored determining the best travel insurance to get.

Experience the Thrill of the Great Outdoors

Some people are sick and tired of the hustle and bustle of living in the concrete jungle at the heart of the metropolis because they want to take a break from their tight and busy schedules so that they can rest and relax with their friends and family, forget all of their professional problems even for just a little while and enjoy the rewards of all their hard work. For some women, going on a shopping spree in their favorite outlet shops and pampering themselves in a spa as they enjoy a massage, hand paraffin treatment as well as a manicure and pedicure is enough to melt their stress away. But for burly, macho men who are soaked to the gill in adrenaline and testosterone, they want to head out to the great outdoors, visit the best Singapore tackle shop to buy their gear and get back in touch with Mother Nature as they rough it out and live off the land deep in the woods. 

Make Sure to be Sure when you Travel

Travelling need not be hassle for you. It must be smooth sailing and memorable even though you travel every now and then. In an international travel, you need an insurance policy that would keep your travels naturally relaxed. There is no need to spend much on your insurances because a travel insurance may be cheap and affordable yet, satisfying and indeed helpful. There are only a few establishments which offer these kinds of insurances. Mostly, we hear of life and property insurances but with travel insurances we only hear a few, that is why they make sure that once you avail of it, they give the most that they can. 

Places Considered A Must For First-time Visitors in Singapore

Visiting a strange place for a very first time is one thing that we won’t be able to forget in our timeline. In today’s generation, where being a traveller is a norm, travellers should add Singapore on their bucket list. Numerous stunning temples, markets, and beaches that are Instagram-worthy, such as your jump shot taken from Marina Bay or Botanical Gardens. As for me, I always look forward the out-of-this-world food to try. There are many interesting vacation destinations in Singapore. It has a huge range of offerings for tourist visiting the place for the first time.

It’s time to get off your sofa, packed your bags and discover more of this amazing city. Below are a few recommended places for unforgettable first trip vacation in Singapore.

Little India and Arab Street.

Singapore is blessed with additional customary appeal and magnificence thus it is visited by many sightseers from all over the world. We all know how diverse the Singapore’s culture is. Visiting Little India and Arab Street is one of the great epitomes of it. The Arab Street, which is also known as the Arab Quarter has a perfect place for shoppers. Two colorful places where traditional holidays are celebrated. Sri Veeramakaliamman Temple is located in Little India, while In the Arab Quarter, you’ll find the historic Sultan Mosque. 

The Joy Of Fishing Outdoors

One of the fun activities that one can do outdoors is simply go fishing and enjoy communing with nature. Depending on how invested you are in doing this activity, buying fishing equipment on a shop in Singapore  can be one good learning experience too. Jena Mae Lim for instance who just discovered the joy of fishing outdoors has already gone to different fishing tackle shops to compare prices amongst the equipment she will be needing in the next fishing adventure she will embark on with her grandfather, “Honestly, I wasn’t even aware what a tackle shop is until I was asked by my grandpa Jerry to accompany him in this store in the outskirt of the city. I didn’t even have an idea what a fishing rod looks like. I must say I was quite ignorant at how much I have been missing out until I found joy in fishing”. True enough, fishing is more complex that one can possibly imagine.

To name a few benefits one can find in fishing, here is a rundown of the many greatest and joyful things that one can experience through this underrated outdoor activity:

Travel..is <3

I love Singapore and I’m super lucky that my cousin lives there as I certainly wouldn’t get to visit as often if she didn’t! We went for the weekend at the end of November 2016, flying with Singapore Airlines from Bangkok which takes around 2 hours, to go to Neon Lights Festival, which you can […]

via Another Weekend in Singapore — Travels of a Beauty Addict

How Wifi Changed Society and the World

It is almost impossible to imagine our current life without logging in our social media accounts or watching music videos on youtube or checking in our latest e-mail. And it is equally inconceivable how we ever got through life some decades back without all these online activities. And with wifi made accessible almost everywhere, we can browse on websites even when we are outside of our homes and offices. There’s no question that humanity’s progress has really gone so far and was elevated at a greater height that even when you are miles and miles away from your family and friends, you can still see their faces and chat with them as if they are just beside you through video-audio calls.  

  Our Days, Pre-Wifi Era

Pre-wifi and pre-internet days, literature books are borrowed from public libraries; shopping for bags, shoes, and clothes was a cardio activity as we spend hours searching for the perfect fit; snail mail takes days before the recipient reads your message. Today, you can download an ibook or e-book copy of your favourite Jane Austen novel, you can shop online for your stiletto shoes, and you can send a love letter by just getting the person’s e-mail address (no stamp needed).

Pre-wifi era, no one brags about how many countries they’ve been to or rants about how their breakfast suck this morning. No one feels the need to take a picture of themselves while in a grocery store buying green apples and grapes. People were more private, and no one seemed to mind if people in Nicaragua are starving. While the advent of this technology has its boons and banes, we can safely say that there are more advantages than negative things can be said about our introduction to the virtual world.

 How about today?

Today, you can easily access everything.  You can travel to Singapore and just bring a portable wifi router and you can even work while you are miles away from your workplace as you can access all information with your portable device. You can be in outside your school in Changi and find a wifi rental spot and you can instantly research for your academic paper and finish writing it outside of the school library. You can book your flight to Hong Kong while sitting on a park bench on an easy Sunday morning.  

Becoming the Top Travel Blogger in Singapore

Congrats Girl! Ya deserve it! 😀

follow my wanders

I have always believed in dreaming big and I am confident that I could be one of the top travel bloggers in Singapore. As compared to many other Singaporean bloggers out there, I ventured into the local blogging scene relatively late. However, I must say that I have been working really hard and managed to gain the trust and support of various companies and a group of loyal followers.

In fact, less than a year since I started this blog, I had opportunities to go on sponsored trips. This definitely helped me gain confidence and more determination to continue my pursuit. Certainly, I am more than grateful to all the companies that I have collaborated with. ❤

Here are some of the photos I have taken on my sponsored trips.Now, three years down the road, it has been and will continue to be an exciting journey getting to visit different tourist…

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Epass Benefits

Travelling is always a fun thing to do. You get to see different people and different sights, most especially, you get to try on different transportation methods. But as a tourist, it is such a challenge to use foreign transport.

Usual question is, do foreigners get to experience the benefits of transportation the same way as the locals do? The answer is “probably.” Depending on which country you would be going to.

Take it from Singapore. Did you know that Singapore already has MRT card for tourists?

Yes, it is an EZ link card that can provide tourists with unlimited passes to city transportation. It is marketed as an ecard that will help you gain access to the most comfortable transport networks. What are those networks? It is not only used for buses but can be used as a Singapore tourist train pass as well. Of course, it would not be called a tourist pass if it meant less.

What are the perks?

Singapore makes sure that tourists will immediately fall in love with their country by guaranteeing convenience to their visitors. This pass is so affordable and offers a wide range of services.

First off, it gives you passes to Chinatown Heritage Centre, a free glass of the country’s most famous cocktail known as the Singapore sling, and admission to Zouk, too. It works for a certain time period. Tourists may choose between one-day and three-day validity.

Chinatown Heritage Centre

This is a beautiful location in Singapore wherein tourists can see and appreciate the roots of the very city. They will not be disappointed with the different stories of Singapore’s pioneer citizens who already felt like Chinatown is their only home.

Zouk

If you are thinking that a Singapore tour and your passes will take you only on a traditional hopping, well, you have yet to experience Zouk. And it is absolutely one of the freebies when you purchase your tourist pass.

So, what is Zouk? It is a 25-year-old club that brings in internationally known DJs. Sound like a huge party, right? If you’re a party-goer, there is a huge chance that you could meet DJs in the caliber of Disclosure, Tiesto, and Hardwell here. Excited, yet? You should be!

1. So, now you are excited. So, if you are heading to Singapore any of these days, you should no longer worry about being lost or running out of allowance. All you need to do is buy a pass and use it unlimitedly anywhere.

So, where do you buy one?

Pro tip: you may actually log on to different websites that will give a lot of details. In fact, these passes are widely available anywhere tourists can be spotted. Clue? Well, where else but in airports!

If you happen to be anywhere Changi, head to Changi International Airport. Also, these are available in different  Passenger Service Centres in Bayfront, Bras Basah, Kuanji, Nicoll Highway, and Promenade to name a few.

Ready for your next trip to Singapore? Get it on!